Popular South-African loans
Latest financial trends & loan management tips
Have bad credit history, or blacklisted — NO problem!
As the South African economy is booming, people’s financial needs move faster and are more demanding. More then ever people are now looking for bank credits, credit cards and other cash loan options. In addition with a healthy real estate market the need for mortgages and bonds is higher then ever. With an ever increasing numbers of providers of cash advances in South Africa, the landscape is complicated.
A person’s financial history is an important factor in one’s ability to obtain a loan or other personal finance products. A good credit history will increase the ability and will often make the loan conditions significantly more favourable. However all is not lost if you have a bad credit history or if you have even been blacklisted. We offer a service providing information about loans for blacklisted, which will help you find the right product for you, and keep you away from Loan Sharks.
Additionally to the credit history there are other factors affecting the client’s ability to obtain a loan, such as the stability of their job, the level of their monthly outgoings and expenses and others. People who have a family are considered to be safer, especially if their partner also has an income. In addition if a person has assets, such as a home that can be used as collateral, they will have all of the option open to them when obtaining a loan.
Even if you are not currently looking for a loan it is important to pay your financial obligations on time and ensure that you do not fall behind. If you are struggling with your monthly dugongs, there are various debt consolidation options, which will enable you to reduce the total monthly repayments.
Various loan comparison sites offer options to compare financial instruments, but as conditions change quickly, they are not always completely up to date and it is possible to be given wrong information and cause you to make wrong financial decisions. We offer a comprehensive services guide to help you navigate the complex landscape and get the right instrument, whether it is a personal loan, a credit card or a home loan.
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OnlineCashLoans.co.za is a financial resource aimed at keeping you informed and in the know when making important financial decisions. Whether you are looking for a personal loan, a credit card or a home loan, it is imperative to make those decisions with all of the information available to you, so that you can choose the right personal finance product for your circumstances.